ICE is automating the entire mortgage process from consumer engagement through loan closing, and every step in between. With our data, technology and expertise, we’re transforming the industry with our unified platform, expansive data set and a robust network that can reach every residential mortgage in the U.S. We help lenders succeed through innovation and connection, and help borrowers achieve their dream of homeownership.


Our expanded digital network, combined with analytics and technology, accelerates automation across the mortgage workflow.


ICE Mortgage Technology’s solutions will reduce costs and increase efficiencies across the entire mortgage process.


By bringing together complementary assets and stakeholders in Encompass, Simplifile and MERS, we drive transparency and transaction quality.

The industry's most-recognized loan origination software

Encompass Loan Origination System (LOS) gives lenders access to the information and services they need to originate and close more loans, in less time, at a lower cost, from any location. AI-driven intelligent automation throughout the system means lenders of any size can deliver a better borrower experience. With built-in compliance, paperless document management, and next-generation data security, Encompass ensures that lenders and borrowers are prepared and protected.

Thousands of mortgage lenders, investors, and service and technology partners collaborate on the ICE Mortgage Technology™ Platform. The openness, flexibility and vast number of partner connections give customers greater choice and faster access to tools that help accelerate their businesses. With over 144 million loan transactions flowing through the ICE Mortgage Technology Platform annually, customers also gain access to rich analytics and insights to make smarter business decisions.

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Electronic Registry & Document Recording Services


Encompasses a national electronic registry that tracks changes in servicing rights and beneficial ownership interests for over 75% of the U.S. mortgage market, and a system of record for identifying the controller and location of the authoritative copy of an electronic note.

Simplifile »

Leads the nation in electronic document recording services with county governments, offering a secure collaborative platform that connects stakeholders in the mortgage transaction.

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